Housing provident fund should be canceled so that few people account for the big cheap-autobots

Housing provident fund should be abolished so that very few people took advantage of the [Abstract] for the abolition of housing provident fund proposal, I am holding hands. It can be said that the housing accumulation fund is a typical case of good intentions to do bad things… For the abolition of housing provident fund proposal, I am holding hands. It can be said that the housing fund is a typical case of good intentions to do bad things. The so-called "five social insurance and one housing fund" is clearly welfare ah, how to do a bad thing? May wish to smooth smooth, who is the biggest beneficiary of the housing provident fund. First, the housing fund management. At present, there are 606 fund management institutions at all levels. Derived from the provident fund management center is the development of hundreds of sets of fund management system, each system is spending millions of dollars to thousands of yuan, every year there are hundreds of thousands of dollars to upgrade the maintenance fee, virtually created a large number of rent-seeking space, is not a waste and corruption? "For others to spend other people’s money", which has the power to save money? Second, by the housing provident fund tax avoidance, as well as people who want to reduce the nominal salary. Jilin tobacco executives provident fund account monthly income of 18 thousand yuan, Lanzhou (real estate) Petrochemical monthly provident fund deposit 14 thousand yuan, a similar incident why pay so much to be too numerous to enumerate, the provident fund? The survey confirmed that there are two answers: sent to pay to pay taxes, sent to the provident fund tax-free; wages appear to be too high wages, sent to the provident fund in the unconscious. High class fund has become some legitimate tax avoidance area, hidden high welfare "black hole", "magic smooth income gap, and the coup some misappropriation of state assets". Third, through the accumulation fund loans to buy a house more and more cheap. Provident fund loans are cheaper than commercial loans, but provident fund deposit interest is much lower than the balance of treasure. Therefore, if workers do not pay the fund only to buy a house, equal to the low interest rates to buy a house to contribute. Provident fund loans through the purchase of the more the more people to find a relationship for the loan to pay a very short provident fund speculators, second. Housing provident fund is the 1.5 mandatory mutual aid system, some people will suffer losses, it will not narrow the gap between rich and poor, will only further expand. At the same time, it is also responsible for nurturing a large number of idlers. 1.5% of the use of the provident fund, the majority of people, the fund is still sent to their own hands, so that their own investment, relatively free and cost-effective.相关的主题文章: